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    Banking Services
    • Citibank® Student Account
      Package

      Banking 101.

      Citibank® Student Account is for currently enrolled college students who want an easy way to bank. You can also earn rewards for your checking and savings relationships after enrolling in Citi ThankYou® Rewards.6

      Citi is committed to making banking simple and easy to understand. Learn more with Plain Talk About Your Products.

      Compare Checking Accounts

    • Right for you if:

      • You are a student enrolled at an accredited college1
      • You want no monthly service fees2
      • You enjoy fee-free non-Citibank ATM use4
      • You want rewards6 for your checking and savings relationship
      • You enjoy banking on the go with Citi MobileSM, or managing your accounts with Citibank for iPad®

    No opening deposit, no monthly service fees

    While our other accounts require either a Minimum Opening Deposit, a monthly service fee or both, our Student Account requires neither.

    Avoid Monthly Fees

    Anyone enrolled in an accredited U.S College or University can apply — No minimum opening deposit required3

    Citibank® Banking Card

    Your Citibank® Debit Card (banking card) lets you access your accounts online, by phone and at ATMs. Plus, you can use it to conveniently make purchases at thousands of merchants around the globe.

    Bill Payment

    You can make payments to third parties by calling Citiphone Banking or by using Citi Online or Citi MobileSM7. When you pay your bills through our bill payment service your payment is transferred electronically or by an official check.8

    Direct Deposit

    You may have funds, such as your pay, your pension, or your social security payments sent to your checking, savings and money market accounts by Direct Deposit.

    Citi ThankYou® Rewards6

    Enroll your checking account in Citi ThankYou® Rewards and earn points for eligible linked products and services. Points can be redeemed for great rewards. For more information on Citi ThankYou Rewards, please click here.

    Please visit the "Extra Features" tab to learn more about the other rewards and benefits that come with your checking account.

    Anytime, Anywhere Access

    Citi Branches and ATMs

    Enjoy access to 1,000 branches in the U.S. and over 2,000 in 40 countries, including 1,350 Banamex branches in Mexico. Plus enjoy fee-free access at over 29,000 ATMs in the US. For more information please click here

    Online Banking

    You can bank anytime, anywhere, at Citibank.com. For more information please click here

     

     

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    Citi MobileSM

    Check balances pay bills and transfer funds on virtually any device – including iPhone, Blackberry and Android devices. For more information please click here

    Citibank for iPad®

    Manage your accounts with the swipe of a finger. Get unparalleled new views of your financial information and robust tools for planning, savings, investing and borrowing. For more information please click here

    Citi®Text Banking

    For quick updates on your Citibank account, just send a short command to MYCITI (692484) to check your account balance and view available credit lines. For more information please click here

    Dedicated Account Protection

    Citi® Identity Theft Solutions

    Service

    How to Get It

    What It Costs

    Citi® Identity Theft Solutions

    Even the mere thought of ID theft is scary. And if you're ever a victim, we have a team of specialists dedicated to help you re-establish your credit and reclaim your identity.

    Learn More
    • Just open any Citibank account or Citi credit card account and this coverage is automatically yours
    • If you ever need to use this coverage, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)
    Free

    Our team of Identity Theft Solution Specialist can help you reclaim your identity if you're ever the victim of identity theft. For more information please click here

    Paperless Statements

    You'll save paper and time, and reduce the chances of your bank statement getting lost or stolen in the mall. For more information please click here

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    Overdraft Protection

    You can use your debit card with confidence, knowing that Citibank will not authorize transactions that exceed your available balance For more information please click here .

    Balance and Bill Payment Alerts

    Alerts for approaching balance limits and upcoming payments help you avoid extra fees. For more information please click here

    Relationship Rewards

    Citi® Private Pass®9

    Citi Private Pass is a web-based entertainment access program for Citibank® Debit Card customers, offering access to some of the best entertainment events and experiences. Citibank® Debit Card customers can purchase presale tickets, preferred tickets, and VIP packages to concerts and shows, as well as access to a wide variety of experiences in categories such as dining, golf, nightclubs, shopping and family entertainment. For more information, please click here

    To upgrade your ATM Card, contact customer service at the number on the back of your card.

    Safety Check

    Service

    How to Get It

    What It Costs

    Safety Check

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your savings or money market account in the event your checking account is ever overdrawn.

    Learn More
    • Open a checking and savings account and register for Citi Online
    • Then, just apply online for this product

    $10 
    each day we cover an overdraft

    With Citigold

    FREE

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your savings or money market account in the event your checking account is ever overdrawn.

    $ 10 dollars and 00 cents each day we cover an overdraft5
    Open an account at any Citibank branch
    Or, call us at 1-800-374-9500 (TTY 1-800-788-0002) to open an account or learn more.
    1. For the full terms and conditions, see both the Client Manual: Consumer Accounts and the .
    2. There is no monthly service fee, no non-Citibank ATM fee or per check fee as long as the student is enrolled in an eligible accredited institution Applications for all accounts and services are subject to qualification and approval. You must be 18 years or older to apply. After the earlier of the expected date of the student's graduation which you will provide to us at account opening or the date when the student is no longer enrolled in an eligible undergraduate or graduate degree granting institution, this package will be converted to a different Citibank banking package and your accounts will be subject to the terms and conditions currently in effect for that package. We will contact you prior to account conversion and send you complete information about the banking package to which your account will be converted.
    3. Other minimum initial balances apply for other types of accounts you may open.
    4. There is no monthly service fee and no Citibank fee for using a non-Citibank ATM as long as the student is enrolled in an eligible accredited institution. After the earlier of the expected dates of the student's graduation, which you will provide to us at account opening, or the date when the student is no longer enrolled in an eligible undergraduate or graduate degree-granting institution, this package will be converted to a different Citibank banking package and your accounts will be subject to the terms and conditions then in effect for that package.
    5. Get cash, get information and transfer balances between eligible linked Citibank accounts with no ATM usage fee when you use your Citibank® ATM or Debit Card at ATMs in Citibank branches and Citibank branded ATMs at other locations. Not all ATMs owned or operated by Citibank Not all functions available at all ATMs. 7-ELEVEN® is a registered trademark of 7-Eleven, Inc. MoneyPass® is a registered trademark of U.S. Bank National Association. Publix® is a registered trademark of Publix Asset Management Company.
    6. Separate enrollment of eligible checking account in Citi ThankYou® Rewards required. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 Bill Payment and 1 Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold® and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level.
    7. Citibank does not charge you a fee for using the Citi Alerting Service. However, your wireless carrier may charge you for receiving the text messages you receive from us related to this service.
    8. Citibank will charge an Overdraft Protection Transfer Fee of $10 each day we cover an overdraft by transferring money from your Safety Check contributing account. The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This fee is waived for Citigold®, Citi Private Bank, International Personal Banking, and Global Executive Banking customers. For additional terms and conditions regarding Safety Check please refer to the Client Manual-Consumer Accounts and the Marketplace Addendum.

      Checking Plus® (variable rate), personal loans, and Home Equity Loans and lines of credit as well as First Mortgage products are offered by Citibank, N.A., an Equal Housing Lender.
    9. Tickets offers are only available to Citi credit card members and Citibank® Debit Card customers. Ticket orders subject to a service charge. Subject to availability. Ticket limit per account varies by show. Citibank is not responsible for products or services offered by other companies. Citi business cards and Citi professional cards may only be used for business purposes.
    10. © Citibank, N.A. Citi, Citibank, Citigold, Citibank with Arc Design, CitiPhone Banking, Checking Plus, Citi ThankYou and ThankYou are registered service marks of Citigroup Inc. MasterCard® is a registered trademark of MasterCard International Incorporated.7-ELEVEN® is a registered trademark of 7-Eleven, Inc. MoneyPass® is a registered trademark of U.S. Bank National Association. Publix® is a registered trademark of Publix Asset Management Company.