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  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Open Account

    10 Minutes & 4 simple steps—then sign on to your account instantly

    Citibank Real-Time Account Opening lets you open an account instantly*. It only takes four simple steps.

    1 - Tell us about yourself

    To apply online, you must be 18 or older, a U.S. citizen or resident alien, and have a U.S. address. You also need a Social Security Number and U.S. driver's license or state-issued ID.

    2 - Provide e-signature

    Then you agree to the terms and disclosures, and certify your tax status.

    3 - Verify your identity

    We'll ask questions about your finances that only you should be able to answer. This helps to prevent anyone else from opening an account in your name.

    4 - Fund your account

    You can make your initial deposit from another account - just have a blank check handy. Or use your credit or debit card.

    You are applying for:


    You're applying for:

    • Citigold Interest Checking
    Package Details and Fees

    Privacy & Security

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    Your personal details are safe and sound at Citi.

    It's a top priority to keep your information private and secure.

    Need Assistance?
    Call 1-800-374-9500
    (TTY: 1-800-788-0002)