Citi Personal Wealth Management

The Madison Group

AT CITI PERSONAL WEALTH MANAGEMENT

New York, Connecticut

The Madison Group Download our team brochure »

Comprehensive planning from a team of professionals

We offer tailored financial strategies to higher net worth individuals, tax-burdened executives, business owners and professionals concerned with retirement – particularly those in the legal, medical and financial fields. Our clients benefit from our expertise in Advanced Financial Planning, Legacy Planning, Risk Management and Alternative Investments.

 

Our clients benefit from our expertise in Advanced Financial Planning...

 

Your team of experienced professionals can provide you with superior advice, best-in-class investment strategies, and access to a full range of retail and commercial banking services—all of which are backed by the strength of Citigroup.

Here are ways Citi supports your team's commitment to your financial success:

Proven Commitment to Excellence.

The average tenure of Citi's Financial Advisors is nine years, and 35% of them have been with the firm for more than 11 years. Many of our Financial Advisors hold top professional credentials, including the CERTIFIED FINANCIAL PLANNERTM (CFP®) or Certified Investment Management AnalystSM (CIMA®) designations.

Unquestionable Financial Strength.

We are one of the best-capitalized banks in the world, providing a solid foundation for your financial success. As a global financial services company, Citigroup has approximately 200 million customer accounts and does business in more than 160 countries. 1

Citi at your service

We can come meet you wherever it's convenient — at your office, home, or another location. Contact us to set up an appointment.

Citi's Network of Specialists.

In addition to the members of their own team, your Financial Advisors have access to a network of specialized Citi professionals. These include experienced trust and estate attorneys, wealth-planning analysts, tax and business-valuation specialists, and investment analysts. And your advisors have access to Capital Markets specialists, who can provide products designed to enhance your portfolio performance and asset allocation.

Award-winning Financial Planning.

Your team has access to industry-leading tools that can help them assess your current financial situation and provide in-depth analysis for a holistic, goal-based financial plan.

Citi Investment Research and Analysis.

Financial Advisors can provide advice and guidance informed by the powerful insight of research analysts across our global organization.

1. 2009 Citigroup Annual Report.

  • Andrew Vahab
    New York, NY

    Andrew Vahab,
    CFP®, AIF®

    Financial Advisor

    Andrew Vahab
    Andrew Vahab, CFP®, AIF® Director—Wealth Management
    Financial Advisor
    P (212) 661-5824 · F (212) 867-7150 · E
    330 Madison Ave
    New York, NY 10017

    Andrew Vahab, CFP® has been with Citigroup for close to a decade. He is the Senior Member of The Madison Group and a CERTIFIED FINANCIAL PLANNERTM.

    Andrew follows the core principles of the financial planning process, while focusing on building strong client relationships and providing excellence in service. Most importantly, he maintains a high level of ethics in his everyday practice. For The Madison Group, Andrew is Co-Chairman of the Investment Committee and sits on the Business Planning and the Marketing Committees.

    Andrew was born on Long Island, grew up in South Florida and currently resides in Manhattan. A graduate of Baruch College (CUNY) with a Bachelor's Degree in Business Administration, he majored in Finance and Investments, minoring in Political Science.

    Andrew is an avid sports fan and enjoys traveling to different parts of the world, learning different cultures. Over the past two years, he has explored Brazil, Vietnam, and Panama.

    In life, challenges have the unique capability to breed opportunities. This is a basic idea Andrew never forgets in his life or in wealth management

  • Eden DeMar
    New York, NY

    Eden DeMar,
    CFP®, AIF®

    Financial Advisor

    Eden DeMar CFP
    Eden DeMar, CFP®, AIF® Director—Wealth Management
    Financial Advisor
    P (212) 867-7746 · F (212) 867-7150 · E
    330 Madison Ave
    New York, NY 10017

    Eden Demar, CFP® has been in the financial services industry for nearly 10 years, 7 of those as a Financial Advisor. Working with high net worth individuals and institutions, he develops a comprehensive understanding of clients' goals and objectives in order to establish proper customized strategies.

    Leveraging the robust platform and research that Citi Global Wealth Management offers, he typically utilizes a number of different instruments to best match his clients' needs. For qualified clients, he places a high degree of emphasis on Alternative Investments. He also works actively with the capital markets group on Equity Syndicate Offerings. Eden is Co-Chairman of the Investment Committee of The Madison Group and sits on the Marketing Committee.

    As a result of growing up in the Dominican Republic, Eden is fluent in Spanish and has a working knowledge of Portuguese. This has enabled him to work with and service clients from around the globe, particularly Latin America. Utilizing offshore funds, annuities and trusts has allowed these clients to benefit from favorable tax treatment.

    Eden graduated from the University of Scranton and is a CERTIFIED FINANCIAL PLANNERTM. He currently holds the Series 6, 7, 31, 66, NY and NJ Life and Health Insurance Licenses.

    Eden balances his professional life by spending time with his family, as well as reading, traveling and playing sports. He currently resides in Hoboken, NJ with his wife and their daughter.

  • Mario C. Fratto
    New York, NY

    Mario C. Fratto, AIF®

    Senior Vice President – Wealth Management

    Financial Advisor

    Mario C. Fratto
    Mario C. Fratto, AIF® Senior Vice President – Wealth Management
    Financial Advisor
    P (212) 889-6122 · F (212) 867-7150 · E
    411 5th Avenue
    New York, NY 10016

    Mario C. Fratto is a 14-year veteran at the firm, and has spent over 16 years in the financial services industry. His years of experience have helped him to navigate his clients through all types of markets, both positive and challenging. Mario utilizes multiple strategies and advanced planning techniques to create unique strategies to help our clients achieve their financial goals. His core approach is to generally allocate client assets into three categories: equities, fixed income (which can include cash), and Alternative Investments. He is perhaps best known for his knowledge in capital markets, retirement planning, corporate cash management, hedge funds and advanced estate planning. Mario is the head of the Business Committee and is Co-Chairman of the Investment committee.

    Mario was born and raised in Seneca Falls, a small town located in the Finger Lakes region of upstate New York just outside of Rochester. Growing up in a small town instilled in him the values that he holds in the highest regard to this day: honesty, trust, work ethic, and above all, integrity. These values are the guiding principles that he applies to each and every client relationship.

    Mario has received some of the company's highest accolades throughout his career at Citi, including the President's Advisory Council (2004-2007), CitiStars (1999-2001), Century Council (2008), and President's Council (2009). He graduated from The State University of New York, College at Brockport where he majored in Business Administration with a concentration in Finance.

    When away from the office Mario enjoys relaxing with his family, golfing, skiing, boating and fishing. He is also an aspiring chef, who hopes to someday open his own restaurant. He currently resides in Long Beach, NY.

  • David P. Stecker
    New York, NY

    David P. Stecker, CFP®

    Vice President – Wealth Management

    Financial Advisor

    David P. Stecker
    David Stecker Vice President—Wealth Management
    Financial Advisor
    CERTIFIED FINANCIAL PLANNERTM
    P (212) 661-0227 · F 1-347-394-5293 · E
    330 Madison Ave
    New York, NY 10017

    David Stecker has been with Citi since August 2000 and part of the Madison Group at Citi Personal Wealth Management since its inception. He earned his BBA in Finance and Investments graduating with Cum Laude Honors from the Zicklin School of Business at Bernard M. Baruch University. David also completed New York University's CFP® certification process earning his CFP® designation in 2009. David takes a holistic planning approach with his clients, with special attention to Risk Management, Asset Management, Lending, and Retirement Planning. He has worked in the financial services industry since 1995.

    David lives by the phrase: "We make a living by what we get, we make a life by what we give." As an active participant and Board Member at the Manhattan Jewish Experience, he actively volunteers his time and resources there and elsewhere. David and his wife were honored at MJE's 11th Annual Dinner, receiving the "Communal Service Award" for their efforts.

    A devoted father and husband, David seeks to balance time with family, engaging with his clients, and scheduling time for himself, friends, and colleagues. His preferred leisure activities include golf, boxing and cycling. David his wife and son live on Manhattan's Upper West Side.

  • David Guthrie
    New York, NY

    David Guthrie

    Vice President – Wealth Management

    Financial Advisor

    David Guthrie
    David Guthrie Vice President–Wealth Management
    Financial Advisor
    P (212) 661-0584 · F (212) 867-7150 · E
    330 Madison Ave
    New York, NY 10017

    David Guthrie has been in Wealth Management and Banking for eight years, six of those with Citigroup. In 2009, David was named to the prestigious Blue Chip Council, a recognition awarded to Financial Advisors who demonstrate the highest professional standards in addition to excellence in client service.

    David is a graduate of Hofstra University with a Bachelors Degree in Business Administration majoring in Finance. He currently holds FINRA Series 7, 6, 63, 65 and Life and Health Insurance Licenses in several states. He sits on the Investment Committee of the Madison Group where he benefits from personally meeting with leading economists and portfolio managers across the financial services industry. David's areas of experience include individual equities, fixed income, exchange traded funds, mutual funds and options. His main objective is to meet and secure the financial goals of the investor.

    David grew up in New Jersey and resides in Manhattan. He's an avid sports fan and relaxes by reading, traveling and dining out.

  • Steven M. Work
    New York, NY

    Steven M. Work,
    CFP®, AIF®

    Financial Advisor

    Steven M. Work
    Steven M. Work, CFP®, AIF® Vice President—Wealth Management
    Financial Advisor
    P (212) 889-5081 · F (212) 889-5083 · E
    1 Park Avenue
    New York, NY 10016

    Steven Work has been in the financial services industry since 1987. Having had prior experience at Dreyfus Service Corporation and Fidelity Investments, he brings a diverse knowledge of investment experience to the Madison Group. He specializes in fixed income planning, asset allocation strategies, and retirement income planning for retirees.

    Steven graduated in 1980 from SUNY Oswego with a Bachelors Degree and earned an M.B.A. from St. John's University in 1987. His licenses include FINRA Series 6, 7, 63, 66 and New York and New Jersey Life and Health Insurance Licenses.

    Steven has two children born and bred in the New York metro area. He enjoys world and sports history and watching old movies.

  • Anne Bensel
    Greenwich, CT

    Anne Bensel, AIF®

    Financial Advisor

    Anne Bensel
    Anne Bensel, AIF® Vice President—Wealth Management
    Financial Advisor
    P (203) 863-2506 · F (203) 862-8313 · Desktop Fax (347) 394-5285
    E
    16-18 Railroad Avenue
    Greenwich, CT 06830

    Anne Bensel manages the complexities of advanced planning strategies with the calm focus that comes from highly qualified knowledge. She prides herself on creating a positive financial experience for her clients and their families. She believes that building wealth and maintaining it should be a pleasure, not a burden.

    Anne has a B.S. in Economics from Lehigh University and has worked in the financial industry as an advisor for over 20 years. Anne holds FINRA Licenses — Series 7, 63, 65, 24 and her insurance license in CT, FL, NY. Before joining Citi, Anne was the managing partner of a family wealth planning firm in Norwalk, Connecticut. Prior to running her own company, she was a financial consultant for several investment management companies including Dreyfus Service Corporation.

    Anne enjoys racquet sports all year round and lives in Greenwich, CT with her family.

  • Jonathan DeVarso
    New York, NY

    Jonathan DeVarso, CFP®, AIF®

    Associate Vice President – Wealth Management

    Jonathan DeVarso
    Jonathan DeVarso, CFP®, AIF® Associate Vice President – Wealth Management
    Financial Advisor
    P (212) 889-5283 · F (212) 889-5083 · E
    1 Park Avenue
    New York, NY 10016

    Jonathan is a Certified Financial Planner and has been a Financial Advisor since 1996, spending his last 10 years at Citi Wealth Management. Prior to Citi, he worked as a Financial Advisor with Dreyfus Service Corporation. Jonathan is a graduate from SUNY Brockport and holds FINRA Series 7, 63, 65 and NY & NJ Life and Health Insurance Licenses.

    As a Financial Advisor, Jonathan enjoys building long term relationships with his clients by focusing on a total wealth planning process. Jonathan helps to meet his clients' financial goals by leveraging his experience in risk management and asset allocation with the breadth of financial strategies Citi offers. He has experience in fixed income and retirement planning.

    Jonathan balances his professional life with his personal life by keeping physically active, working out and playing sports such as soccer and golf.

    He also enjoys spending time with his family, cooking and watching movies in his down time. Jonathan currently resides on Long Island with his wife and twin children.

  • Evan Soff
    New York, NY

    Evan Soff, AIF®

    Financial Advisor

    Evan Soff
    Evan Soff, AIF® Financial Advisor
    P (212) 867-8419 · F (212) 682-7861 · E
    330 Madison Ave
    New York, NY 10017

    Evan Soff brings a strong sense of professionalism and dedication to The Madison Group. With Citi since 2004, Evan has had the opportunity to learn and work through some of the most trying times of the last century.

    He considers himself fortunate to be part of The Madison Group, who he feels has the focus to develop long-term relationships with clients, the knowledge to formulate real strategies and plans and the resources to execute them.

    Evan grew up in Southern New Jersey and later South Florida. He then graduated from New York University with a B.A. in Economics, which is where he fell in love with the culture and energy of the city.

    As we move through the new decade and beyond, Evan believes he has the opportunity to make a real difference in his clients' lives and believes that within The Madison Group, he has the talent, focus and resources required to live up to his promises.

  • Karen Mendoza
    New York, NY

    Karen G. Mendoza

    Registered Client Service Associate

    Karen G. Mendoza
    Karen G. Mendoza Registered Client Service Associate
    P (212) 661-4240 · F (212) 682-7861 · E
    330 Madison Avenue
    New York, NY 10017

    Karen Mendoza has worked in the retail bank industry for over eight years. As a Citi Personal Banker, she was recognized with a Citi Stars Award for excellent dedication and engagement with her clients. As a Registered Client Service Associate to The Madison Group, she enables the team to provide exceptional service to all of their clients.

    Karen has an A.A. in Business from H.C.C.C. She is a licensed Notary Public and holds the following securities licenses: Series 7 and 66 along with the New York State Life, Accident and Health insurance license. She anticipates absorbing all the experiences and knowledge from her colleagues to eventually become a Financial Advisor.

    Residing in New Jersey, Karen enjoys catering for family and friends. She adores all the daily new adventures of her five year old daughter.

  • Donna Magliato
    New York, NY

    Donna Magliato

    Registered Client Service Associate

    Donna M. Magliato
    Donna Magliato Registered Client Service Associate
    P (212) 661-4240 · F (212) 867-7150 · E
    330 Madison Avenue
    New York, NY 10017

    Donna Magliato joined The Madison Group from the Retail Bank where she interacted with our consumer clients for the past six years in three demographically distinct marketplaces. This experience provides her with the ability to offer our clients a comprehensive understanding of their financial needs. Donna is a problem solver and takes pride in being professional, reliable and thorough.

    Donna graduated from Montclair State University with a B.S. in Business Administration with a concentration in Finance. In 2008, she earned an executive MBA in the Felician College Innovation and Entrepreneurship program. In 2009, Donna achieved her designation as a CAMS Certified Anti-Money Laundering Specialist. She has her FINRA — Series 6, 7, 63 and NY Life and Health Insurance Licenses. She is also a Notary Public.

    Donna loves the summer and enjoys spending time at the beach with her family and friends. She is most passionate about being a fun Aunt to her nieces and nephews.

  • Michael Kantor
    New York, NY

    Michael Kantor

    Registered Client Service Associate

    Michael Kantor
    Michael Kantor Registered Client Service Associate
    P (212) 661-4240 · F (212) 867-7150 · E
    330 Madison Avenue
    New York, NY 10017

    Michael Kantor joined The Madison Group as a recent graduate from the University of Maryland where he earned a B.S. in Finance from the Robert H. Smith School of Business. An honor roll student, Michael studied topics such as investment management, equity & portfolio analysis, options & derivatives, financial modeling, quantitative analysis, and economics. Michael's industry experience includes a three year internship on the Equity Research desk at Lazard Capital.

    Markets, covering the U.S. retail, footwear & apparel sector, and an internship at Citi Smith Barney where he was first exposed to wealth management. Michael's background and experience have earned him a seat on the Madison Group's Investment Committee, which helps the team select and review investment strategies for clients. With a joint role on the team, Michael is able to support our clients with both account servicing and the investment management process. Michael holds his Series 7 and Series 66 licenses.

    Michael enjoys cooking, traveling and relaxing on the beach. Coming from a large family, Michael loves spending time around people, especially his close friends and family.

  • Dean Steinmann
    New York, NY

    Dean Steinmann

    Registered Client Service Associate

    Dean Steinmann
    Dean M. Steinmann Registered Client Service Associate
    P (212) 559-5558 · E
    330 Madison Avenue
    New York, NY 10017

    Dean Steinmann joined The Madison Group as a recent graduate from the University at Albany, where he earned a B.S. in Finance and Information Technology Management, and was also a captain of the Men's Lacrosse team. As an honor roll student, Dean studied topics such as investment management, investment analysis, economics, and database development, while receiving all-academic honors in the America East athletic conference for the 2011-2012 school year. Dean's industry experience includes an internship at Solus Alternative Asset Management LP, a hedge fund in New York. Dean holds his series 7 and Series 66 licenses.

    Dean resides on Long Island and enjoys playing golf and staying active in a variety of sports. He also enjoys spending time on the water and reading.

  • Vincent Zappola
    New York, NY

    Vincent Zappola

    Financial Advisor

    Vincent Zappola
    Vincent Zappola Financial Advisor
    P (212) 661-6434  · E
    90 Park Avenue
    New York, NY 10016

    Vincent Zappola has over eleven years of Wall Street experience and has spent the last two years at Citi Personal Wealth Management. Vincent believes that creating long lasting relationships with clients starts with the financial planning process. He works with clients to identify their goals, risk tolerance and time horizon, and he then uses his understanding of global markets to establish comprehensive, customized strategies which may include equities, fixed income and alternatives.

    Before joining The Madison Group as a Financial Advisor, he spent over a year as an Investment Consultant working in Citibank locations across the New York City area. As an Investment Consultant, he helped deepen relationships with bank clients and identified appropriate investments for their specific needs.

    Prior to joining Citi in 2010, Vincent spent over five years as a portfolio trader and research analyst for a number of several mid-sized hedge funds and family offices. His knowledge of investments can be seen in the time he takes to help clients better understand how the markets can affect their portfolios.

    Vincent earned a Bachelor's Degree in Finance from North Carolina State University in May 2000. He holds the following securities licenses: Series 4, 7, 63 and 65, along with the New York State Life, Accident and Health insurance license. He is a member of the New York Society of Security Analysts (NYSSA) and is a candidate in the Chartered Financial Analyst program (CFA). When he is away from the office, Vincent enjoys traveling, cooking and running in Central Park. He currently resides in Manhattan with his wife.

Markets and economic updates, product information, and financial education to help you stay knowledgeable and informed.

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Find a professional who can help address your specific financial needs. Search by name or office location.

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Andrew Vahab, CFP®, AIF® Director—Wealth Management
Financial Advisor
Email:
Phone: (212) 661-5824
Fax: (212) 867-7150
330 Madison Avenue
New York, NY 10017
Get directions
Eden DeMar, CFP®, AIF® Director—Wealth Management
Email:
Phone: (212) 867-7746
Fax: (212) 867-7150
330 Madison Avenue
New York, NY 10017
Get directions
Mario C. Fratto, AIF® Senior Vice President — Wealth Management
Financial Advisor
Email:
Phone: (212) 889-6122
Fax: (212) 867-7150
411 5th Avenue
New York, NY 10016
Get directions
David Stecker, CFP® Vice President—Wealth Management
Financial Advisor
Email:
Phone: 1-212-661-0227
Fax: 1-347-394-5293
330 Madison Ave
New York, NY 10017
Get directions
David Guthrie, AIF® Vice President—Wealth Management
Financial Advisor
Email:
Phone: (212) 661-0584
Fax: (212) 867-7150
330 Madison Avenue
New York, NY 10017
Get directions
Steven M. Work, CFP®, AIF® Vice President—Wealth Management
Email:
Phone: (212) 889-5081
Fax: (212) 889-5083
1 Park Avenue
New York, NY 10016
Get directions
Anne Bensel, AIF® Vice President—Wealth Management
Email:
Phone: (203) 863-2506
Fax: (203) 862-8313
Desktop Fax: (347) 394-5285
16-18 Railroad Avenue
Greenwich, CT 06830
Get directions
Jonathan DeVarso, CFP® Associate Vice President – Wealth Management
Financial Advisor
Email:
Phone: (212) 889-5283
Fax: (212) 889-5083
1 Park Avenue
New York, NY 10016
Get directions
Evan Soff Financial Advisor
Email:
Phone: (212) 867-8419
Fax: (212) 682-7861
330 Madison Avenue
New York, NY 10017
Get directions
Karen G. Mendoza Registered Client Service Associate
Email:
Phone: (212) 661-4240
Fax: (212) 682-7861
330 Madison Avenue
New York, NY 10017
Get directions
Donna Magliato Registered Client Service Associate
Email:
Phone: (212) 661-4240
Fax: (212) 867-7150
330 Madison Avenue
New York, NY 10017
Get directions
Michael Kantor Registered Client Service Associate
Email:
Phone: (212) 661-4240
Fax: (212) 867-7150
330 Madison Avenue
New York, NY 10017
Get directions
Dean M. Steinmann Registered Client Service Associate
Email:
Phone: (212) 559-5558
330 Madison Avenue
New York, NY 10017
Get directions
Jaslinne M. Lopez Client Service Associate
Email:
Phone: (212) 661.3325
Phone 2: (212) 661.4240
Efax: (347) 537.4291
Fax: (212) 867.7150
330 Madison Avenue
New York, NY 10017
Get directions
Vincent Zappola Vice President—Wealth Management
Financial Advisor
Email:
Phone: (212) 661-6434
90 Park Avenue
New York, NY 10016
Get directions

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