No Annual Fee Credit Card from Citibank - Citi Simplicity® Card
  • Citi Simplicity® Card

    The only credit card with no late fees,
    no penalty rate and no annual fee – EVER.

    Plus, 0% Intro APR on balance transfers and purchases for 18 months. After that, a variable APR of 12.99% – 22.99% based on your creditworthiness.

    See Terms Of Simplicity® Offer Below

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  • Enjoy Immediate Savings
    with Citi Easy DealsSM

    With Citi Easy Deals, you will receive 1000 points when you are approved for your card. Use your points to reduce the price you pay on everything from gift cards to merchandise, travel, dining and more.

  • Citi® Price Rewind

    Save with the only credit card benefit that searches retailer sites for a lower price on your registered purchases.

  • Save Time

    Just say "representative" whenever you call to enjoy fast, personal help, 24 hours a day.

  • $0 Liability on Unauthorized

    Whether online or offline, you're protected if someone makes charges on your card without your consent, and you won't have to worry about paying for charges you didn't authorize.