No Annual Fee Credit Card from Citibank - Citi Simplicity® Card
  • Save Time

    Enjoy the many benefits of the Citi Simplicity credit card, just say "representative" when you call to enjoy fast personal help 24/7

  • $0 Liability on Unauthorized Purchases

    If someone uses your card without your consent - online or offline - you won't be held responsible.

  • Same APR with No Annual Fee

    After the introductory periods ends, enjoy the same APR for balance transfers, purchases and cash advances.


0% Intro on purchases and balance transfers for 18 months. After that a variable APR of 12.99-21.99%, based on your creditworthiness.*

No late fees ever or rate hikes if you miss a payment due date.*

No annual fee ever*

Just say 'representative' when you call, to enjoy fast, personal help, 24/7.

*Terms & Conditions