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    Growing your savings is easy

    You can easily open a Day-to-Day Savings Account online, over the phone or in-branch, and funding your account couldn't be easier — you can do it online. Here's how:

    • Transfer funds from a linked Citibank® account
    • Transfer funds from a non-Citibank® account via Inter Institution Transfers
    • Use a credit card

    There are no monthly fees if you open a Day-to-Day Savings Account with a minimum deposit and maintain a $500 minimum balance.Footnote 2

    Auto Save

    It's enough to remember where your keys are let alone remember to save every month. That's why there's Auto Save—our free service that helps you save regularly by automatically transferring money between your checking account and your savings or money market account.

    Security and Liquidity

    Whether you're saving for a rainy day or have a specific goal in mind you can rest easy knowing your deposits are FDIC insured and Day-to-Day Savings Account provides you with full liquidity and 24/7 access to your funds.Footnote 2

    Relationship Rewards

    A savings or money market account can help you earn monthly ThankYou® Points when it is linked to an eligible checking accountFootnote 4 enrolled in Citi ThankYou® Rewards .

    To learn how you can earn rewards for your banking relationshipFootnote 4, click here .

    Why shouldn't your banking experience be as unique as you are? With our customizable features, it can be. Simply pick and choose the ones you want, then bank your way.

    Manage Your Account

    ATM/Debit Card

    Service

    How to Get It

    What It Costs

    ATM/Debit Card

    Have Citibank® Banking Card, will travel. Get easy access to your accounts online, by phone and at ATMs.

    Learn More about ATM/Debit Card
    • Open a checking or savings account and this card is automatically yours

    Get free access to your accounts online, by phone and at 29,000 ATMs in the USFootnote 7

    Have Citibank® Banking Card, will travel. Get easy access to your accounts online, by phone and at ATMs.

    Online Bank Statements

    Service

    How to Get It

    What It Costs

    Online Bank Statements

    Stop shuffling through piles of paper to find the statement you need. With Online Bank Statements, you can view your statement online and print it out anytime...free.

    Learn More about Online Bank Statements
    • First, open any checking, savings or money market product
    • Then, you'll be notified by email each month when your statement is available online

    Free

    Save a tree. You'll get an email each month when your statement is ready to view.

    Show Less Services
    Account Linking

    Service

    How to Get It

    What It Costs

    Account Linking

    Linking your Citi accounts can save you time and money. That's because you can access your accounts in one place and transfer funds between linked accounts. Plus, linking can help you avoid monthly fees and enjoy relationship pricing.

    Learn More about Account Linking
    • Once your account is open and ready to use, register for Citi Online
    • Then you can link your Citi® products together and manage them from a single place.

    Free

    Link your Citi accounts so you can access them in one place, and avoid monthly fees.

    ThankYou® RewardsFootnote 4

    Service

    How to Get It

    What It Costs

    Citi®ThankYou® Rewards

    See just how rewarding banking can be. Your ThankYou Points add up to valuable rewards.

    Learn More Citi® ThankYou® Rewards
    • Apply for a checking account and once it's open, you can register for ThankYou Rewards

     

    See just how rewarding banking can be. Your ThankYou Points add up to valuable rewards.

    Account Alerts

    Service

    How to Get It

    What It Costs

    Account Alerts

    Just because you're out doesn't mean you have to be out-of-touch with your accounts. Get free updates about your bank and credit card accounts by text or email.

    Learn More about Account Alerts

    Free

    Know your money's every move, even when you're on the move. Get free account alerts by text or email.Footnote 5

    Online Check Images Service How to Get It What It Costs Online Check Images With free online check images, it's never been easier to see your checks that have cleared in the past 18 months. You can even print your checks for proof of payment. Learn More Become a Citibank customer and register for Citi Online Then, when you want to see your checks online, just go to account details and click the "View Image" link Free

    It's never been easier to see which checks have cleared or even print them for proof of payment.

    Direct Deposit

    Service

    How to Get It

    What It Costs

    Direct Deposit

    Move your money without moving a muscle—certain checks can go directly into your account.

    Learn More about direct deposit
    • Check with your company's Payroll department about how to sign up
    • If your company can't provide you with the proper form, you can use this one
    • To directly deposit your Social Security, or other federal benefits, call 1-800-333-1795 or visit godirect.gov

    Free

    Move your money without moving a muscle—certain checks can go directly into your account.

    Auto Save

    Service

    How to Get It

    What It Costs

    Auto Save

    You've got enough to think about. Why not set up regular, automatic transfers from your checking account to your savings or money market account?

    Learn More about Auto Save
    • Make sure you register for Citi Online
    • Then, sign on, go to Transfers and set up a recurring transfer from your checking account to your savings or money market account

    Free

    You've got enough to think about. Why not set up regular, automatic transfers from your checking account to your savings or money market account?

    Move Your Money

    Online Bill Payments

    Service

    How to Get It

    What It Costs

    Online Bill Payments

    Welcome to no stamps, no check writing and no mailing. Move to 21st century bill paying—it's a snap to use and comes with our Online Bill Payment Promise.

    Learn More about online bill payments
    • Become a Citibank customer and register for Citi Online
    • Then, go to Payments, set up your payee list and you're ready to start paying bills

    Free

    Go checkless. Our free online bill payment service lets you pay virtually anyone in the US.

    eBills

    Service

    How to Get It

    What It Costs

    eBills

    With the convenient eBills service, you can receive, view and manage your bills right where you pay them—on Citi Online!

    Learn More about eBills service
    • Become a Citibank customer and register for Citi Online
    • Then, go to Payments, set up your payee list and enroll your payees in the eBills service to start receiving and managing bills

    Free

    You can receive, view and manage your bills electronically, from right where you pay them.

    Show Less Services
    Inter-Institution Transfers

    Service

    How to Get It

    What It Costs

    Inter-Institution Transfers

    Inter Institution Transfers let you make online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the U.S. It's quick and currently there are no fees to send or receive money.

    Learn More about Inter-Institution Transfers
    • Become a Citibank customer and register for Citi Online
    • Then, go to Transfers and set up your non-Citi account by providing the account number and ABA number—once the account is added, you're ready to make an Inter Institution Transfer

    Free

    Get your money where it needs to be. Transfer funds to your own accounts in other financial institutions in the US.

    Popmoney®

    Service

    How to Get It

    What It Costs

    Popmoney®

    The hassle of cash and checks is so yesterday. Welcome to Popmoney—the new way to "Pay Other People" directly from your Citibank account. It's quick and and currently there are no fees to send or receive money.

    Learn More about Popmoney®
    • Become a Citibank customer and register for Citi Online
    • Then, just enroll in Popmoney and you're ready to send and receive money.

    Free

    The hassle of cash and checks is so yesterday. Welcome to Popmoney—the new way to "Pay Other People" directly from your Citibank account. It's quick and fee-free.

    Citibank Global Transfers

    Service

    How to Get It

    What It Costs

    Citibank Global Transfers

    Need to get funds from Texas to Korea? This service lets you transfer money from your Citibank account to other Citibank accounts in the U.S. and these countries.

    Learn More about Citibank Global Transfers
    Citibank Global Transfer Destinations
    • Australia
    • Bahrain
    • China
    • Colombia
    • Czech Republic
    • Egypt
    • Hong Kong
    • Hungary
    • India
    • Indonesia
    • Japan
    • Korea
    • Mexico
    • Philippines
    • Poland
    • Singapore
    • Taiwan
    • United Arab Emirates
    • United Kingdom
    • Vietnam
    • Make sure you register for Citi Online
    • Then, go to Transfers, have your recipient's account information handy, and you're ready to make a Citibank Global Transfer

    As low as

    $0

    Move funds to Citibank accounts in the US. Also available for international services.

    Direct Deposit for Your Tax Refund

    Service

    How to Get It

    What It Costs

    Direct Deposit For Your Tax Refund

    Get your refund where it should be with the IRS split refund program. It can easily and conveniently be directly deposited in up to 3 separate accounts.

    Learn More about direct deposit for your tax refund
    • Become a Citibank customer
    • When you file your tax refund, complete the Refund area on Form 1040 or IRS Form 8888 and attach it

    Free

    Enjoy your tax refund faster when the IRS deposits it directly into up to 3 of your Citibank accounts.

    Protect Your Money

    Citi® Identity Theft Solutions

    Service

    How to Get It

    What It Costs

    Citi® Identity Theft Solutions

    Even the mere thought of ID theft is scary. And if you're ever a victim, we have a team of specialists dedicated to help you re-establish your credit and reclaim your identity.

    Learn More about Citi® Identity Theft Solutions
    • Just open any Citibank account or Citi credit card account and this coverage is automatically yours
    • If you ever need to use this coverage, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)
    Free

    Identity theft can be a scary prospect. But you get specialists to help you reclaim your life—all for free.

    Online & Mobile Fraud Protection

    Service

    How to Get It

    What It Costs

    Online & Mobile Fraud Protection

    This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers in your Citibank deposit accounts.

    Learn More about online & mobile fraud protection
    • Just open any Citibank deposit account and this coverage is automatically yours

    Free

    This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers from your Citibank deposit accounts.

    International Services

    Citibank Global Transfers

    Service

    How to Get It

    What It Costs

    Citibank Global Transfers

    Need to get funds from Texas to Korea? This service lets you transfer money from your Citibank account to other Citibank accounts in the U.S. and these countries.

    Learn More about Citibank Global Transfers
    Citibank Global Transfer Destinations
    • Australia
    • Bahrain
    • China
    • Colombia
    • Czech Republic
    • Egypt
    • Hong Kong
    • Hungary
    • India
    • Indonesia
    • Japan
    • Korea
    • Mexico
    • Philippines
    • Poland
    • Singapore
    • Taiwan
    • United Arab Emirates
    • United Kingdom
    • Vietnam
    • Make sure you register for Citi Online
    • Then, go to Transfers, have your recipient's account information handy, and you're ready to make a Citibank Global Transfer

    Incoming transfers – Free
    Outgoing transfers – No Transfer Fee

    Moving funds to Citibank accounts in select foreign countries is just a click away.

    Foreign Exchange Services

    Service

    How to Get It

    What It Costs

    Foreign Exchange Services

    You've got enough to take care of before a big trip. With World Wallet®, get next business day delivery of foreign currencies to your home, office or nearest branch.

    Learn More about Foreign Exchange Services
    • Open a Citibank checking, savings or money market account
    • Then, call 1-800-756-7050 to order your currency for next day delivery

    Free delivery to any branch or $5 for home delivery (waived for Citigold® clients).

    With Citigold FREE

    Need foreign currency? We can deliver up to 50 currencies to your home or office — next day.

    Account Add-OnsFootnote 6

    Add to your peace-of-mind by adding on one or all of these protective services. They're a great way to help keep your account safe.

    Safety Check

    Service

    How to Get It

    What It Costs

    Safety Check

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your savings or money market account in the event your checking account is ever overdrawn.

    Learn More
    • Open a checking and savings account and register for Citi Online
    • Then, just apply online for this product

    $10each day we cover an overdraft

    With Citigold FREE

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your savings or money market account in the event your checking account is ever overdrawn.

    $ 10 dollars and 00 cents each day we cover an overdraftFootnote 6
    Or, call us at 1-800-374-9500 (TTY 1-800-788-0002) to open an account or learn more.

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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