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    Protection Services

    Be protected by the pros.

    Keeping your money and privacy safe is your top concern — and our top priority. Citibank offers a variety of services to help protect your accounts.

    Call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more

    Service

    How to Get It

    What It Costs

    Citi® Identity Theft Solutions

    Even the mere thought of ID theft is scary. And if you're ever a victim, we have a team of specialists dedicated to help you re-establish your credit and reclaim your identity.

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    • Just open any Citibank account or Citi credit card account and this coverage is automatically yours
    • If you ever need to use Citi® Identity Theft Solutions, simply call 1-800-627-3999 (in NY metro area) or 1-800-274-6660 (all other areas)

    Free

    Online & Mobile Fraud
    Protection

    This free service helps to cover you against loss in the unlikely event there are unauthorized electronic funds transfers in your Citibank deposit accounts.

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    • Just open any Citibank deposit account and this coverage is automatically yours

    Free

    Overdraft Protection —
    Checking Plus® (variable rate)

    Apply for the overdraft protection you need to make bounced checks a thing of the past. If approved, you can have a revolving line of credit to use whenever you need cash.1

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    • First, open any Citibank checking account
    • Then, go into any branch and apply for Checking Plus® or call 1-877-362-9100, (TTY) 1-800-788-0002

    Learn more about Overdraft Protection from Checking Plus

    $10 Overdraft Protection Transfer Fee each day we cover an overdraft2,3

    Overdraft Protection —
    Safety Check

    Few things in life are more frustrating than bouncing a check. That's why there's Safety Check. Safety Check transfers funds to your checking account from your linked Day-to-Day Savings or money market account in the event your checking account is ever overdrawn.

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    Learn more about Overdraft Protection from Safety Check

    $10 Overdraft Protection Transfer Fee each day we cover an overdraft2

    Account Alerts

    Just because you're out, doesn't mean you have to be out-of-touch with your accounts.

    Get free4 updates about your bank and credit card accounts by text or email.

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    Free

    Call us at 1-800-374-9700 Text Telephone (TTY) 1-800-788-0002
    1. Checking Plus (variable rate) will prevent a check from being returned unpaid only to the extent your line of credit is unused and available for this purpose.
    2. Citibank will charge an Overdraft Protection Transfer Fee of $10 on the day we cover overdrafts by transferring money from your Checking Plus account, Checking Plus® (variable rate) account or Safety Check Contributing Account. The Overdraft Protection Transfer Fee will be charged to the checking account that receives the transfer. This fee is waived for Citigold® and Citi Private Bank customers. Overdrafts and Overdraft Protection Transfer Fees can be avoided if fund transfers are taken in advance via online, phone or ATM.
    3. Rates as of 04/17/2014. Current variable Annual Percentage Rate (APR): 18.25% and 15.25% with the Citigold Account Package. If you are in default, your variable APR may increase by 2.00%.

      Subject to credit approval. Rates are subject to change without notice. The terms, conditions and fees of accounts, products, programs and services are subject to change.