Select Your Residential State
Please select your state
 
There are some errors on this page.
  • Please enter your state.
  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

    Please note: If you choose to cancel this process, you may be redirected to a page other than the one you requested.

    • Inter-Institution Transfers.

      Make transferring funds between your Citi and non-Citi accounts a non-problem.

      Inter-Institution Transfers let you make free online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the U.S.

      What it Costs
      Free
    • Right for you if:

      • You want to transfer money to an account you own at another institution
      • You want to fund your other accounts at brokerages or credit unions
      • Your accounts are within the U.S.
    Sign On and Make a Transfer

    What You Get

    Inter-Institution Transfers is a free service that lets you make one-time or recurring online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the U.S.1

    Easily make transfers between your Citibank checking, savings or money market account AND your checking, money market or investment account at another institution.

    You can even use Inter-Institution Transfers to move money from your accounts at other financial firms directly into your high-interest Citibank savings account.

    How It Works

    Using Inter-Institution Transfers from Citibank is easy. You can:

    • Make one-time and recurring transfers, sent using either the Standard or Next Day delivery service

      Free Standard or Next Day Delivery

      Standard service funds are credited to your account within 3 business days, as long as you initiate the transfer by 1 a.m. ET on any business day.

      Next Day service funds are credited to your account on the next business day, as long as you initiate the transfer by 3 p.m. ET.

    • Make a transfer simply by setting up your non-Citi account by providing the account number and the ABA number

      ABA Number

      An ABA number—or routing number—is a 9-digit number assigned to the bank by the American Bankers Association (ABA) and used for routing transfers and other transactions. Think of it as the bank's “address.”

    • See the chart for the amounts you can transfer
      Standard Service Next-Day Service
    Incoming to Citibank
    Daily $100,000 $1,000
    30 day rolling calendar period $100,000 $2,500
    Outgoing to External Accounts
    Daily $2,000 $1,000
    30 day rolling calendar period $10,000 $2,500

    Works With These Products


    Or, call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more.
    1. Citibank reserves the right to charge a fee for the use of the service in the future.
    2. Terms, conditions and fees of accounts, products and services are subject to change.