What You Get
Inter-Institution Transfers is a free service that lets you make one-time or recurring online transfers between your Citibank accounts and your accounts at other banks, brokerages and credit unions in the U.S.1
Easily make transfers between your Citibank checking, savings or money market account AND your checking, money market or investment account at another institution.
You can even use Inter-Institution Transfers to move money from your accounts at other financial firms directly into your high-interest Citibank savings account.
How It Works
Using Inter-Institution Transfers from Citibank is easy. You can:
- Make one-time and recurring transfers, sent using either the
Standard or Next Day delivery service
Standard service funds are credited to your account within 3 business days, as long as you initiate the transfer by 1 a.m. ET on any business day.
Next Day service funds are credited to your account on the next business day, as long as you initiate the transfer by 3 p.m. ET.
- Make a transfer simply by setting up your non-Citi account by providing the account number and the
An ABA number—or routing number—is a 9-digit number assigned to the bank by the American Bankers Association (ABA) and used for routing transfers and other transactions. Think of it as the bank's “address.”
- See the chart for the amounts you can transfer
|Standard Service||Next-Day Service|
|Incoming to Citibank|
|30 day rolling calendar period||$100,000||$2,500|
|Outgoing to External Accounts|
|30 day rolling calendar period||$10,000||$2,500|