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    Banking Services
    • Deposits.

      Make a deposit without making a trip to the bank.

      You don't have to get to the bank or even the ATM to deposit funds. Simply use Direct Deposit to deposit your funds right into your Citibank account.

      What it Costs
    • Right for you if:

      • You want to minimize damage from identity theft
      • You want a team of experts on your side
      • You need help to reestablish your identity

    What You Get

    • You can make deposits at any Citibank branch or ATM, including the deposit-taking ATMs

      Deposit-Taking ATMs

      What’s more convenient than a convenience store? You can deposit checks at Citibank branded ATMs in select 7-Eleven® stores2 (in CA, DC, DE, FL, MD, PA, TX and VA).

      • No deposit slips or envelopes needed
      • Check image will be printed right on your ATM record

      Please note: Cash deposits are not accepted at 7-Eleven® ATMs.

       in select 7-Eleven® stores.1

    Not near a branch or an ATM? Then use:

    • Direct Deposit-This free service electronically deposits payroll, government, pension or dividend checks into your checking, savings or money market account.
    • Mail-in Deposits-Deposit checks by sending them to a Citibank processing center via U.S. Mail. To endorse the check, sign the back and write your account number and "For Deposit Only".
    • Relationship Rewards A direct deposit can help you earn monthly ThankYou® Points when it credits a checking account enrolled in Citi ThankYou® Rewards.

      To learn how you can earn rewards for your banking relationship1, click here.

    How it Works
    Direct Deposit

    To enroll in direct deposit:

    • Complete a Direct Deposit form, which is also available in any Branch Center, or obtain one from your employer
    • Provide your account number and the Citibank ABA number of the account you want the deposits credited to, or just attach a voided check
    • Once the check is deposited, the funds are immediately available to you

    Note: For Direct Deposit of your Social Security checks, either visit or call 1-800-333-1795.

    Mail-In Deposits

    To send in your deposits:

    • Mail the check you want to deposit to a Citibank address in the state or region your account was opened. DO NOT SEND CASH.
    • Deposits received before the end of a business day

      Business Day

      Saturdays, Sundays, and federal holidays that fall on a weekday (Monday through Friday), are not business days. If a bank deposit is received after the close of a business day, or on a weekend or holiday, then the next business day is considered the official day of deposit.

       will be credited to your account that day. There may be a delay before these funds are available for you to use.

    Relationship Rewards

    A bill payment can help you earn monthly ThankYou® Points when it is sent from a checking account enrolled in Citi ThankYouSM Rewards.

    To learn how you can earn rewards for your banking relationship1, click here.

    Call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more.
    1. Separate enrollment of eligible checking account in Citi ThankYou® Rewards required. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 Bill Payment and 1 Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold® and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level.
    2. Get cash, get information and transfer balances between eligible linked Citibank accounts with no ATM usage fee when you use your Citibank® ATM or Debit Card at ATMs in Citibank branches and Citibank branded ATMS at other locations. Not all ATMs owned or operated by Citibank Not all functions available at all ATMs.

      7-ELEVEN® is a registered trademark of 7-Eleven, Inc.

      Citi ThankYou and ThankYou are registered service marks of Citigroup Inc.