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    Banking Services

    Basic Checking

    Right for you if:

    • You want the convenience of a Basic full service account
    • You want easy choices to avoid the monthly service fee 1
    • You need unlimited check writing
    • You want to be rewarded for your banking relationship3

    No bells. No whistles. A simple checking account for everyday needs.

    The Citibank Account

    Right for you if:

    • You keep a balance across accounts of at least $15,000
    • You want fee-free use of non-Citibank ATMs2
    • You'd like the option to earn interest
    • You want to be rewarded for your banking relationship3

    This full-service package makes getting the perks easier than ever.


    Citigold® Interest Checking

    Right for you if:

    • You want preferred pricing and rates
    • You'd like expert advice and guidance
    • You want a premium banking relationship
    • You want to earn the highest level of rewards points for your banking relationship3

    Get ready to enjoy priority service, preferred rates and exclusive savings and rewards with your Citibank® checking account.

    Citibank Student Account

    Right for you if:

    • You're a student at an accredited college or University
    • You don't want to pay monthly fees
    • You want free ATM use - nationwide
    Or, call us at 1-800-374-9500 (TTY 1-800-788-0002) to open an account or learn more.

    1. For the full terms and conditions, see both the Client Manual: Consumer Accounts and the .
    2. Fees charged by other institutions for your transactions on non-Citibank ATMs are beyond Citibank's control and are in addition to the fees listed here.
    3. Separate enrollment of eligible checking account in Citi ThankYou® Rewards required. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 Bill Payment and 1 Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold® and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level.