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    Banking Products

    It’s your financial journey, and we want to make sure you enjoy the ride. With Citibank, we’re on a mission to help you reach your goals, keeping you on track and on schedule…whatever your destination may be.

    Checking Accounts

    A personal checking account is just that: personal. We've even made picking the right one less of a personal pain.

    Right for you if:

    • You want preferred pricing for loans, mortgages and lines of credit
    • You want options to avoid monthly service fees while getting full service banking
    • You need a simple account that makes it easy to get your direct deposits and to pay your bills online
    • You want to be rewarded for your banking relationship
    • You want flexibility in how you bank: online, mobile, text, phone, ATM or bank branch
    • You're a student at an accredited college who wants no Citibank fee for use of non-Citibank ATMs and no monthly service fees

    Savings Accounts

    Saving big doesn't have to be a big hassle. We'll help keep you on track...and make your goals more reachable than ever.

    Right for you if:

    • You're planning for the future
    • You want to earn interest
    • You can start with a minimum $100 opening deposit

    Common Questions

    Banking Services

    Certificates of Deposit

    You've got to love a sure thing. Like a guaranteed and competitive interest rate, with a wide range of terms. 

    Right for you if:

    • You want a guaranteed interest rate
    • You want to select your term
    • You are looking for a safe savings option

    IRAs & Rollovers

    IRAs are a great, safe way to save for retirement. Plus, tax benefits mean your funds may add up faster.

    Right for you if:

    • You're saving for your retirement
    • You want special tax benefits
    • You don't want to pay an annual fee

    Premium & International Banking Services

    Raise your Citibank relationship to the next level with the exclusive offerings, stellar service and powerful support our Premium Accounts deliver.

    Citi Private Bank

    The personalized wealth management services your finances deserve.

    Learn More

    Global Executive Banking

    International solutions for companies and their international assignees.

    Learn More

    International Personal Banking

    Dedicated to meeting the personal needs of our international customers.

    Learn More

    Citigold International

    Providing personalized wealth management services customized just for you.

    Learn More
    Or, call us at 1-800-374-9700 (TTY 1-800-788-0002) to open an account or learn more.
    1. Separate enrollment of eligible checking account in Citi ThankYou® Rewards required. Eligibility and participation are subject to terms, conditions and restrictions. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer's responsibility. You must complete 1 Bill Payment and 1 Direct Deposit each statement period in order to earn monthly ThankYou® Points for eligible products and services linked to your checking account. Citigold® and Citi Private Bank clients who do not complete these transaction requirements can earn points at a reduced level.

      Citi ThankYou and ThankYou are registered service marks of Citigroup Inc