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Buying a Home

Ready to apply?

We'll guide you through the mortgage application process to get you into your new home.

Looking for pre-approval?

Getting pre-approved tells realtors and sellers that you're serious about buying.

What can you afford?

Crunch the numbers to see what your monthly payment could look like or how much you may be able to borrow.

Comparing mortgage rates? See today's rates

Promotional offers

Special pricing for Citi customers

New and existing Citibank customers with Eligible Balances may qualify for a lower interest rate or closing cost credit on a mortgage.

Explore Citi Mortgage Relationship Pricing
OR

$500 off closing costs

Get a $500 credit toward your closing costs when you apply for a Citi mortgage.

Get started Certain conditions apply. Mention code 10818 to your mortgage representative.

The steps to buying a house

Buying a home is exciting and filled with possibilities - and some big questions. Use our helpful guide to get the answers you need.

What kind of mortgage fits your needs?

Find out more about the different mortgage types, interest rates and loan terms, so you can make a more confident decision.

The mortgage application process

We don't think applying for a mortgage should be a frustrating experience. Our breakdown of the mortgage application process will help you prepare for each and every step.

Check New Listings with Home Captain

Let us connect you with Home Captain, an empowering resource to help you find your next home. Match with top real estate agents and browse the latest MLS listings. See limitations.

Find Your Home

Information and insights on home buying, refinancing, loan types and more.

Contact us

Get personalized help Find a Home Lending Officer

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Monday to Friday 8:00 AM to 10:00 PM ET Saturday 9:00 AM to 7:00 PM ET

Have questions? Request a call

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